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Call 1-888-5-OPT-OUT

February 19th, 2006 at 02:27 pm

On Friday I logged in to view my free credit report and found a new section of information. It's a listing of all the people/credit card companies that my information had been given out to. Well once they have your info, they check your credit then send out a application. One company has inquired into my credit history once a month for the past year! (A total of 12 companies were looking into my credit too) It's not supposed to hurt your credit with these types of inquires since they only see your Name, Address, Employment, etc, but I just don't like it at all! Well... no more of that.

I finally decided to Opt Out. I know this will cull some of them, but I hope it helps if only a little.

ClarkHoward.com has a little more info about the service if you want to research it yourself.

Turned in to the cable company the second Dvr we had which will save us $7.99/month = $95.88 a year (before taxes), and I cancelled my Stamps.com account that I haven't used much because I'm not a "selling fool" over on eBay like I used to be.. saving us $15.99/month = $191.88 for the year.
(I won't add this to my $20 challenge since it's not actual cash flow coming in.)
Not much going on this weekend... I think Nascar is on tv, but I haven't been watching. Ok.. off to see what I can find to list on eBay.

1 Responses to “Call 1-888-5-OPT-OUT”

  1. Romie Says:

    I was told that if you complete the opt out process, you can add about 10 points to your credit score...do you know if any of that is true?

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